Are you thinking about a loan, credit? Or maybe you want to finally start saving effectively while living in Norway? Read this article and take the first step towards your goal. Norsk Familieøkonomi (Norwegian organization dealing with advisory in matters of family personal finance.), Has published a special ranking. Landkreditt Bank is unquestionably at the top and beats everyone with its average loan interest rate of 2,17 percent.
Bank ranking and a certain paradox. Good loan terms depend on low interest rate? It turns out that not only that. Hence? The winning financial institution (Landkreditt Bank), contrary to appearances, does not have the lowest interest rate. It is worth remembering that the total cost of the loan is not only the interest rate. It also includes service costs and additional fees related to the loan. .
Mortgage in Norway, here is the list of the best banks? but are you sure.
Landkreditt Bank 2,17
OBOS-Banken 2,19
KLP Banken 2,27
BN Bank 2,28
NORDirektbank 2,33
Boligkreditt.no 2,33
Sbanken 2,36
OBOS-Banken 2,38
Flekkefjord Sparebank 2,39
Birkenes Sparebank 2,4
The highest interest rates on the savings account:
SpareBank 1 Lom og Skjåk 2,09
Nordax Bank 2,01
Spare Bank 1 Gudbrandsdal 2
Oppdalsbanken 1,98
Fornebu Sparebank 1,96
SpareBank 1 Nøtterøy-Tønsberg 1,94
Evje og Hornnes Sparebank 1,92
Jæren Sparebank 1,92
Danske Bank 1,92
SpareBank 1 Hallingdal Valdres 1,9
You have a loan and you save in one bank? This is not a good solution?
In addition to the above rankings, Norsk Familieøkonomi draws attention to one more important issue. Namely, saving and taking out a loan in one bank is not profitable. Usually, individual banks have different offers and it is worth finding a golden mean before signing any offer. Analyzes and statistics show that banks at the top of banks with the best loan offer, they do not have such a good offer for savers and vice versa. This is worth remembering.
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Want invest in Norway? Or maybe you need a solid injection of cash? Don't take out a loan blindly - check everything carefully and analyze all the pros and cons. Don't make decisions under the influence of emotions or advertising. Both taking out a loan and saving through a savings account at a bank must be a carefully considered step.
