"Noble health, Nobody will know, As you taste, Until you spoil ... "
Jan Kochanowski
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Although Norway is known for that health Service makes every effort to help its residents and relieve their suffering, but the time needed to visit a specialist or undergo surgery may be long, especially if it concerns minor but painful ailments.
An average appointment with a specialist is 54 days, while an average appointment for a procedure or surgery is 56 days. When using this insurance, the time to see a specialist may be reduced to 5 days and the time for the procedure to 8 days.
For example, the average waiting time for spine surgery, i.e. the popular prolaps, is between 100-145 days in the Midt-Norge region. Using Insurance it lasts for 9 days. A faster recovery has a great effect not only on the physical condition, but also on the mental.
The most common causes of premature death are:
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Cancer - 42%
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Heart disease - 22%
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Airways - 9%
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Accidents and other diseases - 27%
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Be aware that waiting periods too long can lead to premature death. It is therefore worth noting that time is a significant factor here.
Due to the current coronovirus situation, there have been many changes in the Norwegian health service:
Patients report significantly fewer cases in times of pandemic.
Critically ill people are treated in the public sector, but less serious treatments and surgeries are postponed.
Access to physical therapists and chiropractors is becoming increasingly restricted.
Long lines to specialists.
The demand for health insurance in the corporate market will decline slightly, which will lead to layoffs. Many companies go bankrupt, many of them have to make significant cuts, which will significantly increase the demand for private insurance.
The medical department in a private clinic can be divided, similarly to the public sector, into individual departments:
Back, neck, nephrology, rheumatology
Arms, elbows, hands, skin, endocrinology,
Knees, feet, hips, thighs, gynecology
Laryngology, urology, gastrology, general surgery
Psychology, addictions, internal medicine, eyes, heart, lungs.
Remember that it is worth checking whether a given insurance allows. By installing a videoconference application on the phone with a specialist doctor who can advise, write a prescription or referral.
Health insurance covers illness / injuries that occur during the insurance period. The examination or treatment started with the purchase of insurance will not apply. If you are referred for an examination / treatment and are on a waiting list when you take out insurance, it will not be covered. It literally means that health insurance will not work in this case.
For example, diabetes, where complications may occur at a later date, may be covered if the client receives a new insurance referral - that is, the problems must have occurred during the term of coverage and the referral must be dated during that period. We do not exclude after diagnoses or chronic conditions, but it is good to know that the illness / injury for which the need for treatment is documented and explained before purchasing insurance.
See our video footage for this article.