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Drivers without insurance, and the Motor Insurance Company punishes them.

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In accordance with applicable regulations, from March 1, drivers who do not have valid car insurance may be fined by the Motor Insurance Company. The car owner may pay dearly if he did not ensure the continuity of the policy. The penalty fee is a minimum of CZK 150 per day. So far, over 42 invoices have been issued for this purpose, amounting to NOK 45 million.

Drivers without insurance. New control system

Until now, there was no effective system for imposing penalties on car owners who failed to take care of compulsory insurance. However, the situation changed in December, when the Norwegian government adopted a new fee system. Its goal is to reduce the number of uninsured cars.

What do you have to remember when buying a car in Norway?

The lack of a policy was a serious problem

This decision is aimed at reducing the expenditure of the state treasury. It is estimated that in 2017 alone, the cost of compensation paid to drivers who were harmed by car owners without a valid insurance policy or when the perpetrator fled the scene of an accident was over PLN 100. million crowns.

According to official information, on Norwegian roads In 2017, nearly 3 percent of cars were driven without valid insurance. The new legal regulations are intended to: purpose of reducing this percentage. Norwegian government was inspired by the effects of a similar system that has been operating in Sweden since the 70s. Currently on the local ones Only 1 percent of cars are on the roads without a valid insurance policy, which is a better result than in the case of Norway.

More than 42 invoices have already been issued

The Motor Insurance Company is responsible for controlling and imposing penalties in the new fee system. Since March 1, they have already issued over 42 penalty invoices deficiency fees valid insurance. They amount to a total of: an amount exceeding 45 million crowns.

The first effects are visible

According to information from the Motor Insurance Company, the first effects of the changes are already visible. IN first quarter This year, the percentage of uninsured vehicles was only 1,4 percent and it is expected to decrease. It is worth noting that in the corresponding period of 2017, this percentage was 2 percent.

Are the changes positive?

Taking into account the impact on the budget from which compensation is paid to people injured by uninsured cars. Introducing changes seems justified. It is worth ensuring continuity of insurance. Taking into account the penalties charged, which amount to a minimum of CZK 150 for each day without a valid policy. The changes may not increase the level of road safety, but they will certainly make it easier to obtain compensation for people injured as a result of events road.

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