Real estate in Norway, different forms of ownership - WHAT MEANS FOR YOU AS A BUYER
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In Norway, there are the following forms of real estate ownership: adelsleilighet, borettslagsleilighet, selveierbolig, obligasjonsleilighet, aksjeleilighet, eierseksjon, etc. Each of the above-mentioned forms has its limitations and positive aspects/sides. Therefore, as a real estate agent, I encourage all people who are considering the form of property ownership to analyze the forms of property ownership buying a house or apartment in Norway.
The two most popular forms of property ownership in Norway:
Selveier
Properties that fall into the category of "ownership" (selveier) are most often: single-family houses, terraced houses or detached summer houses.
Ownership real estate is divided into two categories:
- Houses and terraced houses where the buyer owns the house and plot.
- Ownership apartments, in which the buyer obtains the exclusive right to use their own part and has the right to use the common area belonging to the building.
Selveier is the most popular form of ownership in Norway. Selveier is characterized by great freedom regarding both the legal and physical side of the property. The owner can, among other things, freely buy, sell, rent and mortgage the house.
In the case of the purchase of an owner-occupied apartment, ownership relations are governed by the internal regulations of the housing association. In most cases, the owner is also free to buy, sell, rent and mortgage a flat.
Borettslag.
The most frequently sold types real estate in shape Borettslaget includes: apartments, terraced houses and semi-detached houses.
The biggest difference between selveier and borettslag is that you, as the owner of an apartment in a housing association, have a right that gives you exclusive use of a specific apartment belonging to a housing association.
What is important when buying Borettslag. ?
Before buying a cooperative apartment, I recommend that you read the information on: the amount of felles gjeld, plans for renovation or renovation and the budget for the current year. Remember that part of the joint debt is paid off through the felles gjeld joint costs. Shared costs include, but are not limited to, your share of caretaker expenses, snow removal, public charges, electricity in common areas, etc.
Read our next article: Polish real estate broker in Norway-Megler
Aleksandra Ostrowska real estate agent. Feel free to contact me!
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