Health insurance in Norway is free - as long as you pay health insurance contributions in that country. It is possible to extend the health insurance in Norway to your family living in Poland. Find out more about it! 
Health insurance in Norway
Every employee who is legally employed in this country is entitled to health insurance in Norway. You can use the healthcare system from the first day you start working. The health insurance contribution is automatically deducted from the gross salary of 7,8% including tax.
Health insurance in Norway for the whole family
As practice shows, it happens that when going to work in Norway, the whole family is left in Poland. It turns out that there are five options for the possibility of providing health insurance in Norway for the entire family of an employee who resides in Norway. The key is to identify your own needs. This will allow us to choose the most appropriate solution for ourselves.
Insurance for an unemployed spouse
If the employee's spouse or life partner is not employed in Poland. She should register as a person unemployed at the District Labor Office. Then health insurance contributions in Poland will be paid for it. Automatically, both she and children will be able to benefit from free care under the National Health Fund. But you have to be awarethat the Labor Office will try to help such an unemployed person find permanent employment. This means that there will be, among others: sent for interviews with employers. She will also be obliged to appear at the Labor Office every month and talk to a career advisor.
Voluntary health contribution
If the above solution turns out to be inappropriate for any reason. It is also possible to pay a voluntary health insurance contribution amounting to 9% of the average salary gross. In the first quarter of 2018, it was PLN 426,59 per month.
European health insurance card
European health insurance card. Briefly known as "EHIC", it is available to every person who permanently resides in one of the EEA countries. Frequent travel to the countries belonging to it is also an important criterion. This card allows you to use it for free health care in each of these countries. However, it is worth being aware that it is not possible to obtain an EHIC for the entire family. Therefore, each of its members must have their own document.
Helfo and forms E-109 and E-106
These are the last two variants, thanks to which you will additionally insure your family
picture Norway, are offered by the Norwegian Helfo. This institution issues two types of forms for employees who want to extend their health insurance in Norway to other EEA countries:
Form A-109: it is filled by those people whose center private life is located in Norway. If you want to use this variant worth knowingthat it is appropriate, e.g. in a situation where the employee lives in Norway with one child and the rest of the family is in Poland.
Also read: Form E 106 or E 109 - application to Helfo >>>
Form A-106: You only complete this form if your private life center is outside Norway. It is crucial for employees who want to get insurance accident a longer trip to the homeland. However, it is worth being aware that Helfo has the right to reject such an application submitted by a person who is not in a formal relationship. In such a case, this institution may consider that the center of private life is located In Norway.
So what to choose?
Health insurance in Norway can be provided by several solutions. Each instrument has its own specific disadvantages and benefits. Before you make a decision about choosing any form of family health insurance. It is worth to precede it with a detailed analysis of all pros and cons.
The use of health insurance for a registered unemployed person in Poland can be considered as ad hoc and temporary solutions. Primarily due to the large obligations of such a person towards the District Labor Office. It is worth considering the possibility of voluntary contributions to health insurance. Thanks to this, from Polish care system the whole family will be able to benefit from health care. The EHIC is, in turn, an optimal solution for those people who: permanently reside in Norway. And they leave its borders for a short time. Forms A-109 and A-106 are a more reasonable solution if the employee travels to his home country for a long time.
